Auto Insurance

stay covered on the road

Auto insurance that moves at your speed.

At Max Lanning Insurance, we see your vehicle as an essential part of your journey, not just transportation. We're committed to crafting auto insurance solutions that protect you every mile. Our policies are tailored to your life and budget, so drive with confidence knowing we've got your back.

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Liability Coverage

Liability coverage is super important for your car insurance—it's what protects your wallet if you're ever in an accident that hurts someone else or damages their stuff. We've got your back with strong liability coverage that fits just right for what you need. You can relax knowing we're here to take care of you, making sure you're covered.

Collision Coverage

Life's full of surprises, and not all of them are good. But when you have collision coverage from us, you don't have to worry about those bumps in the road. If your car gets banged up in a crash, no matter who's at fault, we're here to help cover the fix or replace it. That way, you can get back to life's adventures with hardly any downtime.

Comprehensive Coverage

Sometimes you're thrown curveballs, and sometimes, those curveballs can hit your car—think theft, vandalism, or a sudden hailstorm. This isn't about accidents; it's about the other stuff. That's where comprehensive coverage from us makes all the difference. We've tailored policies to shield your car from these kinds of surprises, ensuring you're ready for whatever comes your way.

Some basic information that can help you better plan ahead.

  • What factors affect my auto insurance rates?

    Several factors can influence your auto insurance premiums, including your driving record, the type of vehicle you drive, your age, and even your geographic location. We take a personalized approach to your auto insurance, considering all these factors to offer you the best rates without compromising on coverage.

  • Is auto insurance mandatory?

    Yes, most states require drivers to have at least minimum levels of liability coverage. However, the requirements can vary significantly from one state to another. Our team at Max Lanning Insurance  is well-versed in local insurance laws and can help ensure you're fully compliant, avoiding any unnecessary fines or penalties.

  • How can I save on auto insurance coverage?

    There are several ways to save on your auto insurance without cutting corners on coverage. Consider bundling your auto insurance with other policies, maintaining a clean driving record, and choosing a vehicle that's less expensive to insure. Additionally, we offer a variety of discounts tailored to meet your specific needs. Let's discuss how we can make your insurance more affordable.

Exceptional coverage, even better service.

At McGowan Insurance, we're all about giving you protection that fits your life perfectly. Being independent lets us pick from the best policies out there to find you a great deal. You can trust us to always look out for you.


If you ever need to make a claim, we're right there with you, offering that personal touch and fighting in your corner. Our team's here to help you sort everything out quickly and with care, so you can get back to your daily life without missing a beat. Why not get in touch for a free quote today? Discover how McGowan Insurance can give you that peace of mind and the protection you need.